Small steps.
Steady growth.
Kramavriddhi helps people grow a little every day: with simple guides to government schemes, and apps for health, work and creativity.
Latest updates & deadlines
Don't miss important dates for scholarships, instalments and bookings.
See all updates →AP crop insurance for Rabi: enrol by 15 December (paddy 31 December)
Under PM Fasal Bima Yojana, farmers pay at most 1.5% premium for Rabi food and oilseed crops. Enrol through your bank, CSC or Rythu Seva Kendram; an Agristack farmer ID is needed.
Annadata Sukhibhava 2nd instalment expected around Dasara
News reports say AP will pay it with PM-KISAN's 24th instalment, and some mention 17 October. The date and amount are reported, not officially confirmed. Complete your eKYC at the Rythu Seva Kendram.
Thalliki Vandanam: ₹13,000 for new Class 1 and Inter students before Dasara
The 2nd phase covers 3,29,201 students: new Class 1 and Inter first-year admissions and those left out in July. The sanction order was issued on 10 October; no exact payment date yet.
Central Sector Scholarship: apply by 31 October
College students in the top 20% of their Class 12 board with family income up to ₹4.5 lakh can get ₹12,000–₹20,000 a year. Apply on the National Scholarship Portal.
Latest scheme guides
Central, Andhra Pradesh and Telangana government schemes explained in plain language, with links to the official portals.
See all schemes →Kisan Credit Card (KCC)
Crop loans for farmers, fish farmers and livestock farmers at 7% interest, 4% if repaid on time. Up to ₹2 lakh without collateral.
PM Surya Ghar Muft Bijli Yojana (Rooftop Solar)
Up to ₹78,000 subsidy to put solar panels on your roof and get up to 300 units of power a month. Open till March 2027.
PM Ujjwala Yojana (Free LPG Connection)
Free LPG connection, first refill and stove for women from poor families. ₹300 subsidy now on 4 refills a year (from June 2026).
Nirudyoga Bhruthi Unemployment Allowance (Andhra Pradesh)
₹3,000 a month promised for unemployed youth in the 2024 Super Six. Not started as of October 2026: no order, no application.
Aadabidda Nidhi ₹1,500 for Women (Andhra Pradesh)
₹1,500 a month promised for women aged 18+ in the 2024 Super Six. Not started as of October 2026: no order, no application.
Dr NTR Vaidya Seva Health Scheme (Andhra Pradesh)
Cashless treatment up to ₹25 lakh per family a year for 3,257 procedures. New universal health policy approved; start not yet confirmed.
Which schemes am I eligible for?
Answer a few simple questions and see the schemes that may suit you.
Free toolAtal Pension Calculator
Your monthly contribution for a ₹1,000 to ₹5,000 pension, by age.
CalculatorSukanya Samriddhi Calculator
How much your daughter's SSY account could grow to by maturity.
CalculatorDevOps Academy
Learn Cloud (Azure, AWS, GCP), AI & LLMs, DevOps and Data Engineering with hands-on terminal labs, real-world scenarios, 320+ interview questions with audio, and timed challenges.
Open app →GPAT Prep
Revision and self-testing for the Graduate Pharmacy Aptitude Test: notes, topic-wise practice, mock tests, spaced revision and progress analytics. Progress stays on your device.
⚠️ Study material in this app is AI-generated and not reviewed by subject experts. Use it alongside your textbooks, never as clinical guidance.
Open app →Rex's Big Adventure
Help Rex the T-Rex rescue his friends and grow bigger. Pick your dino buddy and play right in your browser.
Open game →Our approach
Start small
Build the simplest useful version first, and put it in people's hands.
Learn daily
Listen to real users and improve a little with every release.
Grow steadily
Compound small improvements into products people rely on.
About Kramavriddhi
Kramavriddhi (क्रमवृद्धिः) is Sanskrit for "growth in steps." Our motto, क्रमेण वर्धामहे, means "we grow step by step." It's the idea behind everything we make: real progress comes from small, consistent steps.
Founded by Nagendra Babu Edru, Kramavriddhi explains government schemes simply and builds apps for fitness, productivity, media and data. Read more
Let's talk
Questions, corrections, or a scheme you'd like us to explain? We'd love to hear from you.